A great list of 51 Money Saving Tips from the blog Dough Roller.
#7 has worked for me in the past (Request a reduction in the interest rate on your credit cards). It's interesting that all it takes is a call and asking the question, but you really can get them to lower the rate by a percentage point or two.
#10 (Get your books from the library) is another one of my favorites. It's also nice because if you aren't enjoying the book, you don't feel obligated to read it - you just take it back and check out another one!
Showing posts with label saving money. Show all posts
Showing posts with label saving money. Show all posts
Thursday, July 3, 2008
Saturday, January 12, 2008
Day 12 - Coupons
Today's idea is a bit different than the others so far, since it isn't necessarily a way to make money, but instead a way to save money. I have recently discovered the excitement of Double Coupons at Ralphs, and today I had my best day yet - I spent $37.33 on groceries, but between my Ralphs Club Card and Double Coupons, I saved $37.62 - more than %50 off of my bill!!
It started a few months ago when I subscribed to the Sunday edition of the Los Angeles Times, and realized that the paper included coupons. I have always used the club card at Ralphs (my local grocery store), but I hadn't used many coupons before. The paper cost $15 for 12-15 weeks (I don't remember exactly how long I subscribed!) and they gave me a $10 gas card for signing up. With the coupons being 'doubled' at Ralphs, I figure I am saving an average of $10 a week with the coupons, so $120-150 over the time of my subscription. I think that pretty much pays for the paper, and as of yesterday, has helped cut my grocery bill in half!
There are a few online grocery coupon sites, but I have had the most success from the Sunday paper. If I had a family (baby food, diapers, etc) there are lots of opportunities to save online, so that is something to keep in mind.
It started a few months ago when I subscribed to the Sunday edition of the Los Angeles Times, and realized that the paper included coupons. I have always used the club card at Ralphs (my local grocery store), but I hadn't used many coupons before. The paper cost $15 for 12-15 weeks (I don't remember exactly how long I subscribed!) and they gave me a $10 gas card for signing up. With the coupons being 'doubled' at Ralphs, I figure I am saving an average of $10 a week with the coupons, so $120-150 over the time of my subscription. I think that pretty much pays for the paper, and as of yesterday, has helped cut my grocery bill in half!
There are a few online grocery coupon sites, but I have had the most success from the Sunday paper. If I had a family (baby food, diapers, etc) there are lots of opportunities to save online, so that is something to keep in mind.
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