Don't do this!

From Digg: $62,000 to download a movie? That's what happened to a caller named Alberto, who told his data roaming tale of woe on the air to HLN "money expert" Clark Howard on CNN. Alberto made the grave mistake of downloading Wall-E...

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Personal Finance Tips : Financial Management Goals

Personal Money Management – 10 Wealth-Building tips

From Digg: Money may or may not buy you happiness, but managing your personal finance is a vital part of your long-term goals...

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Seven Steps of Managing Money

From Digg: We think the things that are hard are easy. Meanwhile, we think the things that are easy are hard. Half the battle in fixing our personal finances, then is understanding this human contradiction- and finding ways around it. Once you do that, managing personal finances can be simple, if you let it be. And isn’t that the point of it all: to simplify

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Under 35? Hurray for the meltdown!

If you're a young adult, the economic clouds have silver linings: You've got time to recover from the market's losses, and you can snag a great deal on your first house.

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Top 10 Reasons to Start a Business in a Recession

More publicity. Less competition. Talent waiting to be scooped up. Here's why starting in a recessed economy may give your business a better shot. Do you have one good reason to start your business right now? How about 10?

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I Read. Do you?

Tomorrow (March 2) is Read Across America Day, and I think that is one of the reasons that I have been selling more of my "I Read. Do you?" t-shirts on Cafepress. I had made a few designs about a year ago, and it's kind of fun to still be getting emails telling me I have made a sale. It's not a ton of money, but it is something, and does count towards my goal of $300 in 30 days.

Grocery Savings with Coupons

So, it's been a few months since I posted about my use of coupons at the grocery store. I am a huge fan of coupons! I am a subscriber to the Sunday edition of the LA Times at a discount rate, since Sunday is the day the coupons are included. Each week I save the ads, clip out my coupons, and store them in envelopes based on where I plan to use them and what they are for. I basically shop at two places - Target and Ralphs, but sometimes there is a trip to Vons or Wal-Mart. I think I have a pretty good idea of which place gives me a better deal on certain items - it would be easier if our Target was a SuperTarget and had a full grocery store, but those don't exist in all areas of California, so I have to split my shopping.

Today I went to Ralphs, and if I hadn't been a Rewards member or used coupons, my total would have been $72.59. After my savings, I paid $35.27 - a savings of over 50%! And combined with a few things I have at home, I figure I can last for a week or so with what I bought.

I know some people out there are able to say "I spent $20 a week on food", but I think I've made significant progress over what I used to spend. I used to think that $60-70 a week was good, and that was when I was eating out more and the $60 didn't cover all of my meals. Now I am down to $40 or so and covering just about every meal. It's exciting!

If you want to subscribe to a newspaper, click here. The Sunday editions are usually the best, but other days may include coupons as well.

HubMob

I've mentioned the site HubPages before, and how occasionally there are different contests and incentives going on to help inspire new Hubs. One that I found recently is called HubMobs. Each week they select a new topic and then make a Request where you can answer with your hub or hubs on the topic. One user creates a list of all of the hubs (this week it is St. Patrick's Day HubMob - Better Than Green Beer!) and it goes from there.

My contribution this week is The 2009 St. Patrick's Day Parade in NYC. Check it out!