"Credit cards likely to change"

Credit-card holders, you're in for a rough ride. As the financial crisis deepens, some experts say card issuers will be even quicker to raise interest rates, drop people's spending limits and tighten up credit. "You can definitely expect that banks will tighten up the credit-card market," said Bill Hardekopf.....

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WSJ.com - How to Cope With the Credit Crunch

The financial crisis is making it difficult for small businesses to secure credit. A look at alternatives for getting extra cash to run a business in this economy.

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20+ Ways to Get Rid of Your Debt for Good

The first step is probably the most obvious - stop spending!

This is not a step-by-step guide to reducing debt. Rather, it is a collection of a lot of the wisdom I have read so far on this topic and a list of some of the things that worked for us.

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How to Use Google Documents : Finance Formulas in Google Documents

This feature is kind of cool - you can use Google Docs to make a spreadsheet using data from Google Finance. I don't have a large portfolio, but this is useful to know, even for my limited need. And I do like Google Docs for basic spreadsheet functions and the fact that it is easy to access from anywhere!

Woman Says She Gets Free Groceries

Where is she getting toothpaste for $0.99??

YouTube!

So I was going through a few websites tonight when it hit me that YouTube might be a good source for videos on frugality and saving money! I'm sure as I poke around and click through that I may find other money tips, including saving and even making money in non-pyramid scheme ways. The first video I liked is posted in the previous post.

Saving Big On Food

Is your grocery bill eating you alive? Not once you've seen these tips that may shave your bill by 20 percent or more.

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The Frugalista Files

I found a new blog tonight - The Frugalista Files. The blogger talks about her challenge of living a frugal lifestyle for a month after a few college years of spending big.

From the site:

During the month of February, reporter Natalie P. McNeal does the unthinkable: buys virtually nothing. She knows she needs to rein in her spending. She will go a month without shopping, eating out, manicures, eyebrow waxing and/or hair salon visits. Get a front seat view in her quest to save a buck. Natalie will be cooking regularly, coupon clipping and free-party hopping. And yes, The Frugalista is determined to have a good time – for free.

Her latest post mentions one of the shifts in the current economy - Packaged food sales are up as more people are eating at home.

Ten Ways to Save Green by Going Green

I've thought it would be cool to be able to buy a solar panel that would be enough to power one or two appliances and could be installed like a satellite dish. It may not save the world, but it would at least be something. The article linked to here points out that "Going green inherently saves money - by using less, we save more".

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Top 10 money drains

These seemingly small expenses can bleed dry potential savings. Identify and avoid these common money drains. One of the easiest (and best for your health!) is the afternoon snack, that can save you $260 a year. That would be a monthly car payment for many people!

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