12 Ways To Be Financially Boring

Great post listing 12 Ways To Be Financially Boring. I just got back from the library about 10 minutes ago (#12), and of course I clip my coupons and double them at Ralphs! (#11)

Single Guy Money: I admit it...I'm a clipper!

This post made me laugh - I just got back from the grocery store about an hour ago after saving $8.07 with coupons (I spent $7.07 at the store - a savings of 53%!) and telling the cashier that using the coupons was close to being the highlight of my day today!

Single Guy Money: I admit it...I'm a clipper!

Marrying debt

An interesting post from the perspective of someone who has no debt and is considering marriage to a person who has very high debt. She mentions that her plan is to give more details on how he reduced his debt in future posts, so stay tuned!

Freelance life

Mrs. Micah has a great blog on Finance for a Freelance Life.

Visualize your Debt

Have you ever imagined what your debt would look like if it was in cash? $100 bills? $50s? Even $20s? Can you imagine that pile of cash sitting on your desk?

Over at Your Finish Rich Plan, the ides is given to use the power of visualization to help you face your debt. If you were to take paper money in the amount of your debt, it is much easier to see that it is in fact real, and that you need to do something about it - the first step to the reduction. Once you are ready for the challenge and can see the debt in front of you, you now have the ability to physically remove the debt as you pay it off. There really is a value in seeing the "cash" go away in front of your eyes, as opposed to numbers on a spreadsheet.

Sense to Save has a photo of what their debt looks like.

Don't want to be a millionaire?

Great post over at a blog called No Debt Plan that lists 10 steps to avoid becoming a millionaire. It's basically a reverse list of what steps you would take to be more financially secure, but probably hits a bit harder, because he lists things we are probably doing, but shouldn't be, since they are on the negative list.

More sales!

A few more sales of my "I Read, Do you?" t-shirts! I think it's my favorite design on CafePress, outside of my Abe and George mugs that have also sold well.

"The Best Finance Blogs"

A few blogs recommended as being "The Best" by FinanceDaily.com.

What do you think?

$50 a month on groceries!

From my last post on the May Grocery Challenge, I found a link to a blogger who has a budget of $50 a month for groceries. The blog is called Change Can Be A Good Thing, and the author really has done a great job in giving simple examples of saving and budgeting!

One of her great ideas is tracking No Spending Days. It seems like a good way to ensure that you stick to a budget - if you plan to not spend any money on a particular day, and you meet your goal of not spending any money, it is easy to track!

Join the Grocery Challenge!

This is something I really need to focus on - a monthly grocery budget. The blog Give Me Back my Five Bucks is running the May Grocery Challenge, and seems to have a pretty good list of participants. It seems that most people are around $100-$150/person for the month, but a few people go as low as $50! Amazing!

I guess a good place to start would be to add up my expenses for the last few months to see where I am at currently, and then go from there to try and work it down a few dollars. It seems so simple, yet I haven't been able to quite keep my momentum going!